Banks vs Credit Unions

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Banks vs Credit Unions

Postby Natalya » Tue Nov 01, 2011 8:42 pm

I just signed up with a local credit union. I should get approved in a day or two. But yeah, the whole debit card fee debacle made me realize -- why support some shitty bank that is going to use my money to lobby against me and my rights in congress when I could instead join an institution that is not-for-profit and ostensibly owned by the members and therefore privy to their needs and interests? I mean, my bank backed away from doing the debit card fees this month but just the thought that they would try that underhanded crap pisses me off.
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Postby Keldoclock » Tue Nov 01, 2011 8:45 pm

I was under the opinion that credit unions had very high fees and were risky, but then again, I read that out of a school Entrepreneurship textbook.
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Postby Silverdream » Tue Nov 01, 2011 8:47 pm

Banks are owned by jews, therefore if you are anti-bank you're anti-jew, and most anti-jews are nazis. Therefore, Natalya is most likely a Piltogg.
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Postby Natalya » Tue Nov 01, 2011 9:52 pm

AWWRITEE
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Postby 501stCadians » Tue Nov 01, 2011 10:12 pm

Silverdream wrote:Banks are owned by jews, therefore if you are anti-bank you're anti-jew, and most anti-jews are nazis. Therefore, Natalya is most likely a Piltogg.


This is the most broken line of logic I've ever seen.
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Postby Natalya » Tue Nov 01, 2011 11:48 pm

501stCadians wrote:
Silverdream wrote:Banks are owned by jews, therefore if you are anti-bank you're anti-jew, and most anti-jews are nazis. Therefore, Natalya is most likely a Piltogg.


This is the most broken line of logic I've ever seen.


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Postby Scarapis » Wed Nov 02, 2011 12:05 am

I heard the banks back pedeled on the $5 debit card fee hike, after people threatened to leave or started to leave them.
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Postby piltogg » Wed Nov 02, 2011 12:13 am

i feel like this thread belongs in bavarian brikthulimination.. :phil:
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Postby stubby » Wed Nov 02, 2011 12:26 am

You're just saying that because silva likes the nazis so much.

Credit unions are great, I switched over to one about a decade ago and never looked back. No fees, great interest rates, and they funnel their profits back to the accountholders rather than to wall street.
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Postby Hoboman » Wed Nov 02, 2011 12:26 am

Silverdream wrote:Banks are owned by jews, therefore if you are anti-bank you're anti-jew, and most anti-jews are nazis. Therefore, Natalya is most likely a Piltogg.


:lol:

There are moments where you are the worst troll I have ever seen. This is one of them. :mrgreen:
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Re: Banks vs Credit Unions

Postby Pwnerade » Wed Nov 02, 2011 12:48 am

Natalya wrote:I just signed up with a local credit union. I should get approved in a day or two. But yeah, the whole debit card fee debacle made me realize -- why support some shitty bank that is going to use my money to lobby against me and my rights in congress when I could instead join an institution that is not-for-profit and ostensibly owned by the members and therefore privy to their needs and interests? I mean, my bank backed away from doing the debit card fees this month but just the thought that they would try that underhanded crap pisses me off.

:csi:

I switched a few months ago for similar reasons. So far, my credit union has been better than Bank of America in every way. Also, all of the credit unions cooperate, so if you are a credit union member, you can withdraw from any CU's ATM surcharge-free.
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Postby Natalya » Wed Nov 02, 2011 2:06 am

This sounds like it will be awesome. Why do banks even exist then?
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Postby ForlornCreature » Wed Nov 02, 2011 2:25 am

I think silver is just clueless because of his age and not knowing what you are talking about.
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Postby Pwnerade » Wed Nov 02, 2011 4:58 am

Natalya wrote:This sounds like it will be awesome. Why do banks even exist then?
Because bankers still like making money.
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Postby Natalya » Wed Nov 02, 2011 10:19 am

Pwnerade wrote:
Natalya wrote:This sounds like it will be awesome. Why do banks even exist then?
Because bankers still like making money.
I meant more like, why does anyone use a bank ever?
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